Therapy That Takes Your Insurance

Services that bill your health plan instead of charging you the full rate. Some are networks that take your insurance directly, some check your benefits and hand you a superbill to claim back yourself. What you actually pay comes down to your copay, your deductible, and whether the clinician is in network in your state, and none of that is visible from a homepage. These entries record which insurers each service names, whether Medicaid or Medicare is included, how the benefit check works, and what the cash price is if the coverage does not come through.

  1. 1

    Insurance-covered telehealth platform connecting patients with board-certified registered dietitians, with specialized tracks for eating disorders and disordered eating.

  2. 2

    National telehealth company offering virtual therapy, diagnosis and medication management through a network of 30,000 therapists.

  3. 3

    Technology-enabled therapy and psychiatry platform with measurement-based outcomes, online therapy in 35+ states and in-person clinics in four cities.

  4. 4

    Free directory of 50+ verified LGBTQ+-affirming therapists across 50 US states, searchable by insurance and specialty.

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    Virtual psychiatry and therapy across all 50 states, taking commercial and Medicare Advantage plans.

  6. 6

    Medicare-covered telehealth therapy for seniors from licensed social workers specializing in aging, grief, and isolation.

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    24/7 peer support via text chat from trained listeners, available to individuals and through Medicare and Medicaid plans.

  8. 8

    Find trained therapists in Inference-Based Cognitive Behavioral Therapy, an OCD-specific treatment approach, plus self-help books and workbooks.

  9. 9

    Online psychiatry and therapy with board-certified psychiatric nurse practitioners, in-network with major insurance, treating anxiety, depression, ADHD, bipolar disorder, trauma, insomnia, and OCD.

  10. 10

    12-week therapist-guided program combining video sessions, 24/7 chat, and a stress-tracking device, in-network with major insurers.

  11. 11

    Insurance-backed network offering mental health care for all ages through 150+ locations nationwide, with in-person and virtual care options.

  12. 12

    Telehealth platform specializing in adult autism diagnosis and therapy, covering 30 states with major insurance, no waitlists, most clients pay under $80.

  13. 13

    Medicare-covered online therapy for older adults with video or phone sessions across all 50 states.

  14. 14

    Campus mental health care plus in-network insurance access to licensed therapists and psychiatrists; dual offering flagged as both campus benefit and insurance marketplace.

  15. 15

    Virtual therapy for students with rapid appointments within 4 days, accepts most insurance including Medicaid, works through schools and families.

  16. 16

    Circle Medical is an online primary care clinic with mental health services specializing in ADHD, offering $120 per appointment self-pay or $0-$35 average out-of-pocket for insured patients with accepted PPO plans.

  17. 17

    Online psychiatry platform with licensed psychiatrists in select US states, most patients pay $0-$22 copays with insurance, and treatment using medications personalized to each patient.

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    A therapy marketplace matching individuals and employees with providers for online or in-person care, sold to employers and individuals separately.

Frequently asked questions

How do these services help me pay less for therapy?

These platforms connect you with in-network providers so you can pay your standard insurance copay instead of the full out-of-pocket rate. Some services even handle the billing process on your behalf to simplify things.

Can I find both therapists and psychiatrists through these options?

Yes. Many of these marketplaces allow you to filter for both therapists and psychiatrists based on your insurance, specialty, and availability.

What is the difference between a directory and a platform that handles billing?

Directories let you search for providers using insurance filters, while certain platforms go further by matching you with in-network clinicians and managing the insurance billing for you. This means you might only be responsible for your copay after the service is provided.

Do I have to meet in person or can I do therapy online?

You have both options. Some networks offer in-person clinic visits, while many others specialize in telehealth services via video or messaging.