Meru Health
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Meru Health runs a structured 12-week program that pairs app-based cognitive tools with regular check-ins from licensed therapists. Rather than open-ended therapy, the program focuses on behavioral activation and hands-on exercises you work through between sessions. Insurance coverage is available through most major plans, so you're not paying out of pocket for the full course.
It's ideal if you want time-bounded treatment with measurable progress milestones rather than indefinite therapy. The combination of self-guided app work and therapist support works well for people managing depression or anxiety who prefer structure. It's particularly strong if you want to know upfront what the program looks like and how long it will take.