7 Cups
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7 Cups launched in 2013 and has grown into one of the larger peer-support communities online. Volunteer listeners go through a training program before taking chats, so conversations have some structure even without a licensed clinician present. Topics range from everyday stress to grief, relationship issues, and anxiety.
Free access covers listener chats and community forums. If you decide you want ongoing sessions with a licensed therapist, a paid tier adds that option. The platform is clear that listeners are not therapists, which keeps expectations honest from the start.